Online Payments (Third Party Store)

The process of receiving money for your sales via an online payment method involves three parties:

  • Your store.
  • The payment gateway: a special system, located outside your store but connected to it on a programming level, that processes your customers' credit cards (or e.g. PayPal accounts) and does charging
  • Your merchant account at the payment gateway connected to your bank account.

To put it simply, your store connects to the payment gateway, transmits the order details, the payment gateway processes the customer's credit card and transfers the money to your merchant account. Then you can withdraw the funds to your bank account and pay your bills or go on vacation.

Online payment methods can be narrowed down to 2 options:

  • Accepting credit/debit cards.
  • PayPal, a leading payment processor in US presently. To provide credit card payment option, you should choose a payment gateway through which your funds will be processed. So your next question is...

What payment gateway should I choose for my store?

Choosing a payment gateway means choosing a company (payment processor) who meets the following criteria:

  • They accept payments in your region (i.e. where you live or run your business) and allow paying with your currency. It could be a company working solely in your country like PayPal, etc).
  • Their services meet your business requirements.
  • Their plans and prices suit your budget. Most of the payment systems apply transaction fees. To learn exact fees, you should contact customer service of the payment company that you're considering. Below you will see a full list of payment gateways that are already connected.

What online payment methods can I use?

Here is a list of all online payment methods that work. The payment methods below do not require programming knowledge and are already integrated into your store. Just pick a payment method in the Payments tab of your store and follow the instructions.

Payment GatewaySupport Countries
Square USA, Canada, Australia, UK, and Japan
Stripe 20+ supported countries
PayPal (Standard, Advanced, Express Checkout, Payflow Link, Payments Pro Hosted)200+ supported countries
PayPal PlusGermany
Authorize.Net SIM USA, Canada, UK, Australia, and New Zealand
First Data Global Gateway e4 140+ supported countries
2Checkout 200+ supported countries
Adyen30+ supported countries
AfterpayAustralia and New Zealand
American Express USA, UK, France, Germany, Mexico, and Australia
ArsenalPay Russian Federation
Authipay Payment Gateway UK and Ireland
Bambora Online Checkout USA, Canada, Sweden, Norway, Denmark, Finland, Australia, and New Zealand
Beanstream (Hosted Payment Form) USA and Canada
BitPay 200+ supported countries
Boleto Online Brazil
ClearpayUnited Kingdom
CC Avenue India
CoinPayments 180+ supported countries
Datatrans Payment Switzerland
DojoUnited Kingdom
eWAY Rapid Australia and New Zealand
iDEAL (via Mollie)Netherlands
IfthenPayPortugal and Europe
IntellectMoney Russian Federation
Instamojo India
iPay88 Southeast Asia (including Malaysia, Philippines, Thailand, Indonesia, Vietnam, Singapore, and a few others)
iPay88 Philippines Philippines
Paysafe (Formerly iPayment) Germany
KlarnaAustria, Denmark, Finland, Germany, The Netherlands, Norway, Sweden, the United Kingdom, and USA
LaybuyAustralia, New Zealand, United Kingdom
Lemon Way EU
Mercado Pago Argentina, Brazil, Chile, Colombia, Mexico, Venezuela, Peru, and Uruguay
Mollie EU
Moneris eSELECTplus (Hosted Paypage)Canada
MultiSafepay (iDEAL, credit cards, Giropay, DIRECTbanking, etc)EU
MyfatoorahKuwait, Saudi Arabia, Bahrain, Emirates, Qatar, Egypt, Oman, and Jordan
NetcashSouth Africa
Network Merchants USA and EU
NexiItaly Russian Federation
PayFast South Africa
PayAnyWay Russian Federation
PayJunction USA
PayKeeper Russian Federation
PayLeap USA and Canada
PaymentSenseUnited Kingdom
PayOnline Russian Federation
PayPal Payflow LinkUSA, Canada, Australia, New Zealand, UK
PayPal Payments Pro HostedUK, Australia, Italy
PayPal Plus200+ supported countries
Paystack Nigeria
PaySera 180+ supported countries
PayTM India
Paytrail (former Suomen Verkkomaksut Oy)Finland
PayU Money India
PayUbiz India
PayU Latam Argentina, Brazil, Chile, Colombia, Mexico, Panama, and Peru
PayU Russia Russian Federation
Rapyd50 supported countries
Rave by Flutterwave USA, Nigeria, Kenya, Ghana, and South Africa
Razorpay India
Realex Payments/Global Iris 50+ supported countries
Redsys Spain
Robokassa (Webmoney, Yandex.Money, etc)Russian Federation
Sepa EU
SofortAustria, Belgium, Germany, Italy, Netherlands, Spain
Tinkoff Payments Russian Federation Poland
Virtual Cart Services South Africa
WalletOne Russian Federation
Worldpay Business Gateway 140+ supported countries
Worldpay Online Payments 140+ supported countries
XenditSoutheast Asia
Zapper USA, UK, EU, Australia, and South Africa
YooKassa (Formerly Yandex.Kassa)Russian Federation
QuickPay20+ supported countries

What do I need to start accepting credit cards?

  1. Open a bank account where you will transfer the money from your purchases.
  2. Find a payment company/processor from the list above.
  3. Create an account with the chosen company.
  4. Configure the payment method in your store.
  5. Make sure it works properly. A recommended way would be to create a test product, e.g., $0.01 and try to buy it as a usual customer. If the payment is setup correctly, your order will be recorded in Accepted status in your control panel.