Online Payments

The process of receiving money for your sales via an online payment method involves three parties:

  • Your store.
  • The payment gateway: a special system, located outside your store but connected to it on a programming level, that processes your customers' credit cards (or e.g. PayPal accounts) and does charging
  • Your merchant account at the payment gateway connected to your bank account.

To put it simply, your store connects to the payment gateway, transmits the order details, the payment gateway processes the customer's credit card and transfers the money to your merchant account. Then you can withdraw the funds to your bank account and pay your bills or go on vacation.

Online payment methods can be narrowed down to 2 options:

  • Accepting credit/debit cards.
  • PayPal, a leading payment processor in US presently. To provide credit card payment option, you should choose a payment gateway through which your funds will be processed. So your next question is...

What payment gateway should I choose for my store?

Choosing a payment gateway means choosing a company (payment processor) who meets the following criteria:

  • They accept payments in your region (i.e. where you live or run your business) and allow paying with your currency. It could be a company working solely in your country like PayPal, etc).
  • Their services meet your business requirements.
  • Their plans and prices suit your budget. Most of the payment systems apply transaction fees. To learn exact fees, you should contact customer service of the payment company that you're considering. Below you will see a full list of payment gateways that are already connected.

What online payment methods can I use?

Here is a list of all online payment methods that work. The payment methods below do not require programming knowledge and are already integrated into your store. Just pick a payment method in the Payments tab of your store and follow the instructions.

Payment GatewaySupport Countries
SquareUSA, Canada, Australia, UK, and Japan
PayPal (Standard, Advanced, Express Checkout, Payflow Link, Payments Pro Hosted)200+ supported countries
Stripe20+ supported countries
Authorize .Net SIMUSA, Canada, UK, Australia and New Zealand
2Checkout200+ supported countries
First Data Global Gateway e4140+ supported countries
PayeezyUSA and EU
Allied Wallet 190+ supported countries
American Express USA, UK, France, Germany, Mexico, and Australia
ArsenalPay Russian Federation
Authipay Payment Gateway UK and Ireland
Bambora Online Checkout USA, Canada, Sweden, Norway, Denmark, Finland, Australia, and New Zealand
Beanstream (Hosted Payment Form) USA and Canada
BitPay 200+ supported countries
Boleto Online Brazil
CC Avenue India
Checkout Finland OV Finland
CoinPayments 180+ supported countries
Datatrans Payment Switzerland
Dwolla USA
eWAY Rapid Australia and New Zealand
(via Mollie)iDEAL (via Mollie)Netherlands
IntellectMoney Russian Federation
Instamojo India
iPay88 Southeast Asia (including Malaysia, Philippines, Thailand, Indonesia, Vietnam, Singapore and a few others)
iPay88 Philippines Philippines
iPayment Germany
Lemon Way EU
Mercado Pago Argentina, Brazil, Chile, Colombia, Mexico, Venezuela, Peru, and Uruguay
MOLPay Southeast Asia
Mollie EU
Moneris eSELECTplus(Hosted Paypage)Canada
MultiSafepay (iDEAL, credit cards, Giropay, DIRECTbanking, etc)EU
Network Merchants USA and EU
NextPay.ru Russian Federation
Nochex UK
PagSeguro UOL Brazil
PayFast South Africa
PayAnyWay Russian Federation
PayJunction USA
PayKeeper Russian Federation
PayLeapUSA and Canada
PayOnline Russian Federation
PaySto Russian Federation
PaystackNigeria
PaySera 180+ supported countries
PayTM India
Paytrail (former Suomen Verkkomaksut Oy)Finland
PayU Money India
PayUbiz India
PayU Latam Argentina, Brazil, Chile, Colombia, Mexico, Panama, and Peru
PayU Russia Russian Federation
PostFinance Payment Switzerland
Rave by Flutterwave USA, Nigeria, Kenya, Ghana, and South Africa
Razorpay India
Realex Payments/Global Iris50+ supported countries
Redsys Spain
Robokassa (Webmoney, Yandex.Money, etc)Russian Federation
SafexPay India
Sage Exchange USA
Sberbank Russian Federation
Sepa EU
Tinkoff Payments Russian Federation
Tpay.com Poland
Virtual Cart Services South Africa
WalletOne Russian Federation
Worldpay Business Gateway 140+ supported countries
Worldpay Online Payments 140+ supported countries
Yandex.Kassa Russian Federation
Zapper USA, UK, EU, Australia, and South Africa

What do I need to start accepting credit cards?

  1. Open a bank account where you will transfer the money from your purchases.
  2. Find a payment company/processor from the list above.
  3. Create an account with the chosen company.
  4. Configure the payment method in your store according to instructions from our knowledge base.
  5. Make sure it works properly. A recommended way would be to create a test product, e.g., $0.01 and try to buy it as a usual customer. If the payment is setup correctly, your order will be recorded in Accepted status in your control panel.